Farm Insurance
Coverage built by Farm Bureau, for the people who feed Missouri.
Farm Bureau has its roots in agriculture. Whether you run a full operation, keep a few acres and animals, or have a hobby farm, we’ll help you cover your home, buildings, equipment, and the liability that comes with working land.
What it can cover
Farm dwellings
Your farmhouse and other homes on the property.
Barns and outbuildings
Barns, machine sheds, shops, and other structures.
Equipment and machinery
Tractors, implements, and tools, on the farm and on the road.
Farm liability
Protection if someone is hurt on your land or by your operation.
Options worth asking about
- Livestock coverage for the animals you raise.
- Replacement cost on buildings so a claim reflects what it costs to rebuild, not depreciated value.
- Farm trucks and trailers the vehicles that keep the operation moving.
- Umbrella extra liability protection for farms with public exposure.
Common questions
Do I need farm coverage for a small hobby farm?
Often, yes. A standard homeowners policy may not cover farm buildings, livestock, or the liability of farm activities. We’ll help you find the right fit.
Are my barns covered at replacement cost?
It depends on your policy. Many barns are covered at actual cash value, which pays depreciated value. It’s worth reviewing.
I sell eggs, honey, or produce. Am I covered?
Selling to the public can create added liability. Let’s talk through your operation to make sure you’re protected.
Not sure what you need?
Start with a free account review. We’ll look at what you have, what you might be missing, and where you could save.